I hate classifying personal finance prowess based on gender but some crude truths emerged from my work with mentoring women in 2025.
They are as follows:
Administrative stuff (like getting on top of your taxes, claiming legitimate expenses, and starting an investment fund) are considered too hard. When you dispel that myth and start to tuck…
I'm not one to generalise but when it comes to women and money, there are some common traps that hold us back, none of them to do with ability.
Here are but a few of them:
We undervalue ourselves and our services and do too much for free or below market value. Know your worth.
…
If you want more money in your life, consider how mindful you are about it.
If this sounds like a psychological prod, maybe even spiritual, it is.
The biggest mistake I see people make with money, is not having a clue why they are chasing it and or what they are doing with the money they presently…
By now, most will be aware that the cherished KiwiSaver cherry (aka Government contribution) was halved again during Budget 2025.
It went from a juicy $521 to $261 per annum, slashed for the second time from its original $1,000.
While investors were busy wiping away tears and reporters scrambling for other headlines, the Budget money-saving bus also…
The secret to a good life?
The answer, according to the late great Sir Winston Churchill: "Choose your parents well."
Unless you're a Buddhist, you'll find that a mind bender but don't hurt yourself thinking on it.
The point is that parents (and willing grandparents) greatly impact how we all turn out.
I have mine to thank for several…
Repeat after me: "I am an appreciating asset."
Even if you don't understand what that means, repeat it three times daily and see what happens in a month.
In finance, an appreciating asset is something that increases in value. By contrast, a depreciating asset is something that goes down in value. Some examples of the latter are:…
Personal finance isn't much different from other goal-driven areas where the difference between achieving and not achieving boils down to distilling and applying both theory and behaviour.
Learning is essential, yes, but if you don't act on any of that knowledge, it's useless.
That was the hour's topic at my latest appearance on NewstalkZB Collective's Smart Money…

