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			<guid><![CDATA[https://amandamorrall.com/financial-tips-for-students-based-on-actual-student-questions-part-1-of-5-how-do-i-improve-my-credit-score/]]></guid>
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			<title>Financial tips for students based on actual student questions: Part 1 of 5 How do I improve my credit score?</title>
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			<title>The best gift you can give to a kid is a debt-free education. Here&#8217;s how:</title>
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			<title>The shifting tides of KiwiSaver and first-time home buying</title>
			<pubDate><![CDATA[Thu, 31 Jul 2025 21:16:49 +0000]]></pubDate>
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			<title>The slow hollowing of KiwiSaver under Budget 2025 and why (some) people should carry on investing</title>
			<pubDate><![CDATA[Thu, 22 May 2025 06:40:36 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/how-often-should-you-check-your-investment-balance-a-strategy-for-self-protection/]]></guid>
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			<title>How often should you check your investment balance? A strategy for self-protection.</title>
			<pubDate><![CDATA[Thu, 17 Apr 2025 04:37:42 +0000]]></pubDate>
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			<pubDate><![CDATA[Thu, 04 Sep 2025 22:49:17 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/what-you-should-know-before-switching-kiwisaver-providers/]]></guid>
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			<title>What you should know before switching KiwiSaver providers</title>
			<pubDate><![CDATA[Mon, 25 Aug 2025 19:58:41 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/trump-tariff-mayhem-ruffling-kiwisaver-feathers-again/]]></guid>
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			<title>Trump tariff mayhem ruffling KiwiSaver feathers, again!</title>
			<pubDate><![CDATA[Mon, 24 Mar 2025 08:56:48 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/means-testing-kiwisaver-and-what-that-could-mean-for-your-future/]]></guid>
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			<title>Means testing KiwiSaver and what that could mean for your future</title>
			<pubDate><![CDATA[Mon, 05 May 2025 03:56:14 +0000]]></pubDate>
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			<pubDate><![CDATA[Fri, 03 Oct 2025 03:26:14 +0000]]></pubDate>
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			<pubDate><![CDATA[Thu, 06 Feb 2025 23:50:41 +0000]]></pubDate>
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			<title>Sign Up</title>
			<pubDate><![CDATA[Fri, 23 May 2025 08:01:32 +0000]]></pubDate>
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			<title>Walking the talk in personal finance; doing versus knowing makes the difference</title>
			<pubDate><![CDATA[Mon, 20 Jan 2025 03:01:48 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/financial-habits-that-will-help-not-hinder-your-wealth-creation-progress/]]></guid>
			<link><![CDATA[https://amandamorrall.com/financial-habits-that-will-help-not-hinder-your-wealth-creation-progress/]]></link>
			<title>Financial habits that will help, not hinder your wealth creation progress</title>
			<pubDate><![CDATA[Mon, 18 Nov 2024 01:44:16 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/investing-on-a-limited-budget-part-2-5-questions-from-the-octagon/]]></guid>
			<link><![CDATA[https://amandamorrall.com/investing-on-a-limited-budget-part-2-5-questions-from-the-octagon/]]></link>
			<title>Investing on a limited budget: Part 2/5 questions from the Octagon</title>
			<pubDate><![CDATA[Wed, 23 Oct 2024 22:16:07 +0000]]></pubDate>
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			<title>Lifecoach Footer Default</title>
			<pubDate><![CDATA[Wed, 21 Aug 2024 01:45:14 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/women-and-money/]]></guid>
			<link><![CDATA[https://amandamorrall.com/women-and-money/]]></link>
			<title>What women get wrong with money</title>
			<pubDate><![CDATA[Thu, 29 Jan 2026 03:19:34 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://amandamorrall.com/howtochangekiwisaverproviders/]]></guid>
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			<title>To Switch or not to Switch? A cautionary tale of accidental KiwiSaver switching</title>
			<pubDate><![CDATA[Thu, 01 Aug 2024 04:08:22 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/riding-the-rollercoaster-that-is-investing/]]></guid>
			<link><![CDATA[https://amandamorrall.com/riding-the-rollercoaster-that-is-investing/]]></link>
			<title>Riding the rollercoaster that is investing</title>
			<pubDate><![CDATA[Fri, 09 Aug 2024 03:56:37 +0000]]></pubDate>
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			<title>Panel Bar 2</title>
			<pubDate><![CDATA[Wed, 13 Mar 2024 22:08:41 +0000]]></pubDate>
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			<title>Contact</title>
			<pubDate><![CDATA[Wed, 13 Mar 2024 22:03:29 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/giving-is-good-but-how-much-is-enough/]]></guid>
			<link><![CDATA[https://amandamorrall.com/giving-is-good-but-how-much-is-enough/]]></link>
			<title>Giving is good but how much is enough?</title>
			<pubDate><![CDATA[Mon, 22 Jul 2024 22:44:19 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/what-are-you-contributing-how-nz-stacks-up-to-the-usa/]]></guid>
			<link><![CDATA[https://amandamorrall.com/what-are-you-contributing-how-nz-stacks-up-to-the-usa/]]></link>
			<title>Contribution rates comparisons: What&#8217;s your number?</title>
			<pubDate><![CDATA[Sun, 07 Jul 2024 21:11:04 +0000]]></pubDate>
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			<title>Lifecoach Header Simple Over</title>
			<pubDate><![CDATA[Wed, 13 Mar 2024 21:53:21 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/mindfulness-money-you/]]></guid>
			<link><![CDATA[https://amandamorrall.com/mindfulness-money-you/]]></link>
			<title>Mindfulness, Money &#038; You</title>
			<pubDate><![CDATA[Tue, 30 Apr 2024 00:18:26 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/quick-wins-personal-finance/]]></guid>
			<link><![CDATA[https://amandamorrall.com/quick-wins-personal-finance/]]></link>
			<title>Looking for savings in all the wrong places? Time to turn over the cushions</title>
			<pubDate><![CDATA[Mon, 10 Jun 2024 04:41:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://amandamorrall.com/us-investors-targeting-1-5-million-retirement-savings-so-where-does-this-leave-kiwis/]]></guid>
			<link><![CDATA[https://amandamorrall.com/us-investors-targeting-1-5-million-retirement-savings-so-where-does-this-leave-kiwis/]]></link>
			<title>US investors targeting $1.5 million retirement savings; so where does this leave Kiwis?</title>
			<pubDate><![CDATA[Tue, 23 Apr 2024 02:45:59 +0000]]></pubDate>
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			<title>Appointment</title>
			<pubDate><![CDATA[Sun, 27 Oct 2024 06:13:37 +0000]]></pubDate>
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			<pubDate><![CDATA[Sat, 23 Mar 2024 02:10:21 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/not-enough-saved-for-retirement-working-past-age-65-could-be-your-answer/]]></guid>
			<link><![CDATA[https://amandamorrall.com/not-enough-saved-for-retirement-working-past-age-65-could-be-your-answer/]]></link>
			<title>Not enough saved for retirement? Working past age 65 could be your answer</title>
			<pubDate><![CDATA[Fri, 26 Apr 2024 23:27:18 +0000]]></pubDate>
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			<title>Lifecoach Header Default</title>
			<pubDate><![CDATA[Wed, 13 Mar 2024 21:47:23 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://amandamorrall.com/how-to-compare-kiwisaver-fees-performance-and-peer-groups-using-morningstar/]]></guid>
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			<title>How to compare KiwiSaver fees, performance and peer groups using Morningstar</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:47:21 +0000]]></pubDate>
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			<title>So, you wanna be rich?</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:45:40 +0000]]></pubDate>
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			<pubDate><![CDATA[Mon, 11 Mar 2024 16:28:09 +0000]]></pubDate>
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			<title>Pet insurance: pros, cons and questions.</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:48:57 +0000]]></pubDate>
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			<title>How does your KiwiSaver balance compare?</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:44:04 +0000]]></pubDate>
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			<title>What to expect (financially) when you&#8217;re expecting</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:42:22 +0000]]></pubDate>
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			<title>Home</title>
			<pubDate><![CDATA[Fri, 30 Jan 2026 02:43:37 +0000]]></pubDate>
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			<title>How to minimise risks when you are investing</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:40:55 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/how-to-claim-tax-rebates-on-charity-donations/]]></guid>
			<link><![CDATA[https://amandamorrall.com/how-to-claim-tax-rebates-on-charity-donations/]]></link>
			<title>How to claim tax rebates on charity donations</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:38:49 +0000]]></pubDate>
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			<title>KiwiSaver contribution rate rises coming April 1st. Are you ready?</title>
			<pubDate><![CDATA[Fri, 30 Jan 2026 02:27:34 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://amandamorrall.com/a-little-baby-bump-in-kiwisaver-contributions-courtesy-of-wellbeing-budget-2023/]]></guid>
			<link><![CDATA[https://amandamorrall.com/a-little-baby-bump-in-kiwisaver-contributions-courtesy-of-wellbeing-budget-2023/]]></link>
			<title>A little baby bump in KiwiSaver contributions, courtesy of Wellbeing Budget 2023</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:38:44 +0000]]></pubDate>
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			<link><![CDATA[https://amandamorrall.com/meditation-money-and-financial-wellbeing/]]></link>
			<title>Meditation, money and financial wellbeing</title>
			<pubDate><![CDATA[Sun, 10 Mar 2024 20:35:04 +0000]]></pubDate>
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			<guid><![CDATA[https://amandamorrall.com/the-hidden-lessons-in-your-annual-retirement-statement-a-guide-to-smarter-savings/]]></guid>
			<link><![CDATA[https://amandamorrall.com/the-hidden-lessons-in-your-annual-retirement-statement-a-guide-to-smarter-savings/]]></link>
			<title>The Hidden Lessons in Your Annual Retirement Report: A Guide to Smarter Savings</title>
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